html, body, h1, h2, h3, h4, ul, li {
	margin: 0;
	padding: 0;
}
h1 img {
	display: block;
}
img {
	border: 0;
}

a {
	color: #464544;
}
a:hover {
	color: #FFA405;
	position:relative;top:1px;left:1px;
}
.left {
	float: left;
}
.right {
	float: right;
}
.more {
	text-align: right;
}
.clear {
	clear: both;
}


body {
	text-align: center;
	font: 10px verdana, arial, sans-serif;
	color: #74653D;
	padding-bottom: 10px;
	padding-top: 31px;
}


/** layout **/

#top {
  background:  url(../../images/bg/clovertree.jpg) no-repeat medium top;
}

#middle {
  background:  url(../../images/bg/insur-bg.jpg) repeat-y right top;
}

#barcorn {
  background:  url(../../images/corner/left.png) no-repeat right medium;
}

#bot {
  background:  url(../../images/bg/bottom.gif) no-repeat left bottom;
}

#space {
  background:  url(../../images/bullet/line.png) repeat-y center;
}


#sub_link {
  font: 12px arial;
  color: #997533;
  font-weight: bold;
  padding-left: 10px;
  padding-top: 0px;
 }

#content_left {
  font: 12px arial;
  color: #000000;
  padding-left: 20px;
  padding-top: 5px;
 }
 
#content_left li {
  background: url('../../../DBM/images/icon/arr_white.gif') no-repeat 0px 15px;
  list-style-type:none; padding-left:20px; padding-right:0; padding-top:5px; padding-bottom:0
}

 #content_rite {
  font: 11px arial;
  color: #000000;
  padding-left: 20px;
  padding-right:30px;
  padding-top: 5px;
 }
 
  #content {
  font: 11px verdana;
  color: #000000;
  padding-left: 20px;
  padding-right: 20px;
  padding-top: 5px;
 }
 
 #content li {
  background: url('../../../DBM/images/icon/arr_white.gif') no-repeat 0px 15px;
  list-style-type:none; padding-left:20px; padding-right:20px; padding-top:5px; padding-bottom:0
}

 
#form {
  float: left;
  width: 450px;
  padding-left: 20px;
  padding-top: 5px;
}
#form h2 {
  font: 18px Verdana, sans-serif;
  font-weight: bold;
  color: #003399;
  border-bottom: 1px solid #0099FFC;
  padding-top: 10px;
}

#form h3 {
  font: 14px arial, sans-serif;
  font-weight: bold;
  color: #BE8B06;
  padding-top: 10px;
}


#tnav {
  background: transparent;
}

#tnav li {
  list-style: none;
  background: url('../../images/bullet/blue-arrow.png') no-repeat 30px 5px;
  font: 14px "arial narrow", arial, sans-serif;

}
#tnav a {
  color: #336600;
  text-decoration: none;
  padding-left: 0px;
  display: block;
  padding: 2px 0 3px 0px;
}

#tnav a:hover {
  text-decoration: underline;
}



#snav {
  background: transparent;
}

#snav li {
  list-style: none;
  background: url('../../images/bullet/s-arrow.png') no-repeat 5px 5px;
  font: 12px "arial narrow", arial, sans-serif;

}
#snav a {
  color: #333333;
  text-decoration: none;
  padding-left: 0px;
  display: block;
  padding: 2px 0 3px 0px;
}

#snav a:hover {
  text-decoration: underline;
}



#nav {
  background:  transparent;
}

#nav li {
   list-style: none;
  font: 14px "arial narrow", arial, sans-serif;
  border-top: 1px solid #959595;
  background: 188px 10px url('../../images/bullet/arrow.png') no-repeat;
  padding: 5px 0 0 20px;

}

#nav a {
  color: #336600;
  text-decoration: none;
  padding-left: 10px;
  display: block;
  width: 90%;
  padding: 2px 0 6px 8px;
}

#nav a:hover {
  text-decoration: underline;
}


#intro {
  font: 12px verdana, sans-serif;
  color: #333333;
}

#tree {
        float: bottom;
        padding-bottom: 0px;
}

#about1 {
        float: right;
        width: 181px;
        border: 1px solid #bdbab6;
        margin: 0;
}

#about h2 {
        background: #6584a9;
}

#about ul {
        padding-left: 25px;
        padding-bottom: 1px;
        margin: 12px 0 1px 0;
}

#about li {
        list-style-image: url(../../images/bullet_dimond.gif);
        padding-bottom: 8px;
        padding-left: 0;
        margin-left: 0;
}


#right {
  float: left;
  padding-left: 0px;
  padding-top: 0px;
}
#right h2 {
  font: 18px Verdana, sans-serif;
  font-weight: bold;
  color: #003399;
  border-bottom: 1px solid #003399;
  padding-bottom: 6px;
}
#right h3 {
  font: 14px arial, sans-serif;
  font-weight: bold;
  color: #BE8B06;
  margin-bottom: 1em;
  margin-top: 2em;
}

#right .left {
  margin-left: 18px;
}
#more {
  font-weight: bold;
  font-size: 10px;
  text-align: right;
  padding-right:200px;
}

#corp, #indu {
  float: left;
  width: 49%;
}
#corp {
  margin-right: 1%;
}
#corp-img, #indu-img {
  background:  url(../../images/pic_2.jpg) no-repeat;
  width: 112px;
  height: 23px;
  float: left;
  margin-right: 18px;
  text-align: center;
  padding-top: 90px;
  font-size: 9px;
  font-weight: bold;
}
#indu-img {
  background:  url(../../images/pic_3.jpg) no-repeat;
}
#spacer {
  height: 2em;
}

#footer {
  background:  url(../../images/footer_bg.gif) repeat-y;
}
#copyright {
  text-align: left;
  padding: 22px 0px 30px 00px;
  font-size: 9px;
  color: #F0F0F0;
  font-weight: bold;
}
#copyright a {
    color: #ffffff;
}
#footerline{
	background:  url(../../images/footerline.gif) no-repeat;
	height:10px;
	margin-top:0px;
	display:block;
	font-size:1px;
}