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It depends on the kind of
driving you do to decide to
buy a business auto
insurance or not. You might
be asked many details about
how you use vehicles in your
business, who will be
driving them and whether
employees are likely to be
driving their own cars for
your business.
Although the major
coverages are the same,
business auto policy still
differs from a personal auto
policy in many technical
respects. Ask insurance
agent to explain all the
differences and options.
Personal umbrella
liability policy also
excludes business-related
liability. Make sure you
have sufficient auto
liability coverage. |