Business insurance usually
offers policies that combine
protection from all major
property and liability risks
in one package, and also
sell coverages separately.
Package policies created
are generally based on the
same kind and degree of
risk.
One package purchased by
small and mid-sized
businesses is the
businessowners policy (BOP).
Larger companies might
purchase a commercial
package policy or customize
their policies to meet the
special risks they face.