|
|
|
|
|
|
|
 |
File a Claim |
|
To file a claim, follow these steps: |
1. Call insurance agent immediately |
|
Regardless of who is
fault, find out whether
you're covered for this
loss. Even if the accident
is minor, it is still
important to let your
insurance company know about
the incident. |
2. Figure out the process |
 |
|
Ask your agent how to
proceed and what forms or
documents are needed to
support your claim. Your
insurance company will
require a "proof of claim"
form and a copy of the
police report if you have
one. Furthermore, companies
allow you to monitor the
progress of your claim. |
|
3. Supply the information
your insurer requests. |
|
Fill out the claim form
carefully. Keep good
records. Get the names and
phone numbers of everyone
you speak with and copies of
any bills related to the
accident. |
4. Ask your insurance: |
1. Does my policy have
a time limit for filing
claims and submitting bills?
2. Is there a time limit for
resolving claims disputes?
3. If I need to submit
additional information, is
there a time limit?
4. When can I expect the
insurance company to contact
me?
5. Do I need to get repair
estimates for the damage to
my car?
6. Will my policy pay for a
rental car while my car is
repaired? If so, how much? |
5. Keep in touch with your
insurance agent |
|
If you have any questions,
call your agent or your
state insurance department. |
|
|
|
|
| |
 |
|
|
|
