Why failed?

1. Poor driving record

2. Special, high performance car

3. Not driven long enough

4. No insurance record due to not owning car very long

5. Living area with high theft and vandalism losses.

1. State Assigned Risk Pool.

State assigned risk pools operate under a system in which every auto insurer participates in proportion to the amount of business they do in that state on a voluntary basis.

Each insurer must accept the motorists assigned to it, retaining the profit or absorbing the loss that comes with that customer.

The premiums you will pay will be higher, but at least you will be able to obtain coverage.

To find the assigned risk pool or the equivalent in your state, ask insurance agent or the state insurance department.

2. Insurance Company that Specializes in "high-risk" drivers.

These companies write policies for people with bad accident records, high-performance cars, or who live in ¡§high-risk¡¨ neighborhoods.

 These companies also may be able to sell you more comprehensive coverage than is available through assigned risk pools.

To get a list of companies selling non-standard insurance, contact your insurance agent, state insurance department. They will refer you to insurance brokers selling this kind of insurance.