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2. The number of miles you drive every
year The more miles you drive, the
more chance for accidents. The average
number of miles is 10,000. If you drive a
lower than average per year, you will pay
less.
3. Your living area
Insurance companies look at local trends,
such as the number of accidents, car thefts
and lawsuits, as well as the cost of medical
care and car repair.
4. Your age
In general, mature drivers have fewer
accidents than less experienced drivers,
especially teenagers. So the charge will be
more if drivers are below age 25.
5. The car you drive
Some cars cost more to insure than
others. Variables include the likelihood of
theft, the cost of the car, the cost of
repairs, and the overall safety record of
the car.
6. The amount of coverage
The more coverage you have, the more you
pay. However, you may qualify for discounts. |
