|
Your company may also
decide not to renew your
policy if your driving
record gets markedly worse
or you have several
accidents. Different
insurers have different
rules about what constitutes
an unacceptably bad driving
record. But some accidents
caused by drunk driving will
probably trigger a
nonrenewal from virtually
every insurance company.
However, if you don't report
accident to your insurer,
you are taking a risk even
if the damage seems minor.
If the other driver sues you
weeks or months later, your
failure to report the
accident might cause your
insurer to refuse to honor
the policy. And even if they
do honor the policy, the
delay will certainly make it
harder for the insurer to
gather evidence to represent
you. |
